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A clear guide to van finance for self-employed applicants, including what lenders may review and what information can support an application.

Different van finance products offer different approaches to ownership, deposits, monthly payments, mileage and end-of-agreement options.

Hire purchase is designed to lead to ownership after all required payments, while most van leases involve using and returning the vehicle.

Many van finance agreements can be settled early, but customers should request an official settlement figure and check the agreement before acting.