Concerned about Ford wet belts?

See how applying as a sole trader, limited company or individual can affect which details are used for a van finance application.

Learn about the van finance application assessment process, including the criteria and checks lenders use to evaluate your suitability for finance.

Learn how hire purchase works for UK van buyers, including fixed payments, agreement structure and how ownership is reached at the end.

Previous credit issues do not always prevent van finance, but they may affect the available lender, deposit, interest rate and vehicle budget.