There is no universal minimum credit score for van finance.

Poor credit, CCJs or a short trading history do not automatically rule out van finance. See what lenders may assess and when applying can still be worthwhile.

A default does not automatically decide the outcome of a van finance application.

If your van finance application was declined, this guide offers practical advice on how to improve your application, understand your options.

Having an IVA does not create a universal yes-or-no answer for van finance.