HP stands for Hire Purchase and PCP stands for Personal Contract Purchase, and these are the two main types of car finance agreement. HP finance enables you to divide the cost of your car into monthly payments and at the end of your agreement, you will become the vehicle owner. With PCP finance, you will only pay for the vehicle's depreciation in value while in your possession and at the end of the agreement, you will return the car or make a balloon payment to keep it.

What's does APR stand for?

APR stands for Annual Percentage Rate. It includes the interest rate and all additional charges offered by finance providers.

What's the difference between hard search and soft search?

A soft credit search involves a simple background check which won't affect your credit score, whereas a more intensive hard search will show up on your credit record and may affect your score.

What paperwork do I need?

To apply for used car finance, you will need your driving license, and you may be asked for proof of address and income.

How do I apply for car finance?

To apply for car finance, find the vehicle you want from our range of used cars on our website and click the 'apply now’ button. Then complete the online application form and we'll be in touch with your tailored offers.

Once your application has been accepted, you will be able to define the terms of your agreement, including your deposit and the contract length which will affect your monthly payment amount.

Can I get car finance with a poor credit rating?

There are finance providers who specialize in bad credit car finance, so if you have a poor credit score, you may still be accepted. At Car Finance Company, we work with a range of lenders to give you the best possible chance of being accepted for car finance.

Do you offer a delivery service?

Yes, we offer a FREE UK DELIVERY service to your home or place of work.

KP70YCS | VAN FINANCE

Skoda Octavia 2.0 TDI SE Estate

2020/70

£8,895

2020/70 Skoda Octavia 2.0 TDI SE L Estate 5dr Diesel DSG 7Spd Euro 6 (s/s) (150 ps)

This sleek and stylish Skoda 2.0 TDI SE L Estate is the perfect family car, offering comfort, space, and efficiency. With a diesel engine size of 2.0 and an automatic transmission, this car is a dream to drive. The silver exterior is complemented by 17in alloy wheels and black roof rails, giving it a modern and sophisticated look.

FREE UK DELIVERY

REGISTRATION: KP70 YCS
YEAR: 2020/70
MILLAGE: 112.859
EURO: 6
ENGINE SIZE: 2.0
FUEL TYPE: DIESEL
COLOUR: SILVER
TRANSMISSION: AUTO / DSG
BHP: 148
MPG: 53.3

WHY BUY FROM US?

✓ FAST Application

✓ Decision in Minutes

✓ Competitive Rates

✓ Deposit from £99

✓ FREE UK Delivery

WE CAN HELP!!

⭐ Self Employed

⭐ Employed

⭐ Good Credit

⭐ Bad Credit

FINANCE APPLICATION

Get started now – click the link to apply today, fast, simple application form.

Frequently asked questions

FINANCE APPLICATION

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example:

Borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

LATEST REVIEWS

HOW DOES IT WORK?

Complete Application

Complete the simple application form on the website. Open to all good credit, poor credit, employed or self employed.

Application Update

As soon as we receive your application we will update you with a decision within minutes (during working day)

Secure Your Vehicle

Pay a £100 deposit to reserve your vehicle while we prepare it, any balance of deposit will be due the day of delivery

Vehicle Preparation

Your vehicle will be serviced, receive a new MOT, and undergo a 100-point inspection.

Free UK Delivery

We offer a FREE UK delivery service, turnaround from deposit to delivery is usually around 7 days.

Stay Supported

Enjoy 12 months AA Breakdown cover and 3 months warranty free of charge (extended warranties available)

APPLICATION FORM

Get started now – click the link to apply today, fast, simple application form.

STANDARD EQUIPMENT

AUDIO AND COMMUNICATIONS

Engine Size
1968 cc
Top Speed
132 mph
0-62mph
8.7 sec
Power
148 bhp

8 Loudspeakers
Amundsen Touchscreen Satellite Navigation System and Integrated Wi-Fi
Bluetooth
DAB Radio
Infotainment Online - 1 Year
MDI - Multi Device Interface
SmartLink Plus
USB - SD Card and Proximity Sensor

DRIVERS ASSISTANCE

TPMS - Tyre Pressure Monitoring System
Outdoor Temperature Gauge
Gear Change Recommendation
Colour Multifunction Trip Computer
Cruise Control
Acoustic Parking Sensors - Rear
Driver Fatigue Assistant
Driving Mode Selection - ECO-Comfort-Sport-Custom
Voice Control

EXTERIOR

Electrically Adjustable - Heated - Folding - Auto-Dimming Door Mirrors
Black Roof Rails
Front Grille in High Gloss Black
Front and Rear Electric Windows
17in Alloy Wheels - Trius
Body Coloured Bumpers and Protective Side Mouldings
Body Coloured Door Mirrors and Door Handles
Chrome Strip in Front Bumper
Tinted Glass
Tyre Repair Kit
Privacy Glass From B-Pillar Back
Rear Mudflaps

INTERIOR

Front Centre Armrest
Dual-Zone Air Conditioning with Humidity Sensor and Control
Driver Personalisation
Floor Mats
Front Armrest with Storage Box
Door Handles - Interior in Chrome
3 Spoke Leather Multifunction Steering Wheel
Auto Dimming Rear View Mirror
Aero Windscreen Wipers with Intermittent Function
Air Re-Circulation with Pollen Filter
Illuminated Luggage Compartment
Interior Light with Door Pillar Switches
Luggage Compartment - Lashing Eyelets
Luggage Compartment Lighting - Two Side Lamps
Passenger and Drivers Vanity Mirrors
Height Adjustable Driver and Passenger Seats with Lumbar
Height Adjustable Front and Rear Head Restraints - Three
Height and Reach Adjustable Steering Wheel
Glasses Storage Compartment
Glovebox - Air Conditioned
Glovebox - Illuminated
Textile Floor Mat Set
Umbrella Under Front Passenger Seat
Variable Boot Floor
Rear Seat Split and Folding with Armrest and Storage Box
Rear Backrest Release
Split and Folding Rear Seats
Storage - Pockets on Rear of Front Seats

ILLUMINATION

Rear LED Lights
Telescopic Front Headlight Washers
Headlights - Internally Adjustable Beam Level
Light and Rain Sensors
Intelligent Light Assistant with High Beam Control
High Level 3rd Rear Brake Light
Front Fog Lights
Full LED Headlights with AFS and LED Daytime Running Lights

PERFORMANCE

Electro-Mechanical Power Steering

SAFETY AND SECURITY

Electronic Engine Immobiliser
Fuel Supply Cut Off Switch
Front Assist Radar
Front Assist with Pedestrian Protection
Driver and Passenger Front and Side Airbags
ESC incl ABS-EBV-MSR-ASR-EDS-HBA-DSR
Airbags - Driver Knee
Airbags - Passenger Deactivation Switch
Alarm
Automatic Post Collision Braking System
Rear Window Wiper
Remote Central Door Locking
Seatbelt Warning Light - All Passengers
Two ISOFIX Child Seat Fittings in Rear
HHC - Hill Hold Control
Head and Curtain Airbags
XDS Advance Stability Control

The vehicle specifications displayed on the website are supplied by a third party. Whilst every effort is made to verify and ensure the accuracy of the data, the information should only be used as a guide. Due to the nature of the vehicle having been previously owned it may have potentially had changes from the original manufactures specification. E. & O.E.

APPLICATION FORM