HP stands for Hire Purchase and PCP stands for Personal Contract Purchase, and these are the two main types of car finance agreement. HP finance enables you to divide the cost of your car into monthly payments and at the end of your agreement, you will become the vehicle owner. With PCP finance, you will only pay for the vehicle's depreciation in value while in your possession and at the end of the agreement, you will return the car or make a balloon payment to keep it.

What's does APR stand for?

APR stands for Annual Percentage Rate. It includes the interest rate and all additional charges offered by finance providers.

What's the difference between hard search and soft search?

A soft credit search involves a simple background check which won't affect your credit score, whereas a more intensive hard search will show up on your credit record and may affect your score.

What paperwork do I need?

To apply for used car finance, you will need your driving license, and you may be asked for proof of address and income.

How do I apply for car finance?

To apply for car finance, find the vehicle you want from our range of used cars on our website and click the 'apply now’ button. Then complete the online application form and we'll be in touch with your tailored offers.

Once your application has been accepted, you will be able to define the terms of your agreement, including your deposit and the contract length which will affect your monthly payment amount.

Can I get car finance with a poor credit rating?

There are finance providers who specialize in bad credit car finance, so if you have a poor credit score, you may still be accepted. At Car Finance Company, we work with a range of lenders to give you the best possible chance of being accepted for car finance.

Do you offer a delivery service?

Yes, we offer a FREE UK DELIVERY service to your home or place of work.

HT18ZMZ | VAN FINANCE

BMW 4 Series 3.0 440i M Sport

2018/18

£17,295

BMW 4 Series 3.0 440i M Sport Coupe 2dr Petrol Auto Euro 6 (s/s) (326 ps)
Leather - 3.0L

Automatic
Leather
Cruise Control
Colour Coded Calipers
Alloy Wheels
Paddle Shift
Heated Seats
Memory Seat
Navigation
Full Service History

FREE UK DELIVERY

REGISTRATION: HT18 ZMZ
YEAR: 2018/18
MILLAGE: 90,995
EURO: 6
ENGINE SIZE: 3.0
FUEL TYPE: PETRO;
COLOUR: BLUE
TRANSMISSION: AUTO
BHP: 326
MPG: 41.5

WHY BUY FROM US?

✓ FAST Application

✓ Decision in Minutes

✓ Competitive Rates

✓ Deposit from £99

✓ FREE UK Delivery

WE CAN HELP!!

⭐ Self Employed

⭐ Employed

⭐ Good Credit

⭐ Bad Credit

FINANCE APPLICATION

Get started now – click the link to apply today, fast, simple application form.

Frequently asked questions

FINANCE APPLICATION

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example:

Borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

LATEST REVIEWS

HOW DOES IT WORK?

Complete Application

Complete the simple application form on the website. Open to all good credit, poor credit, employed or self employed.

Application Update

As soon as we receive your application we will update you with a decision within minutes (during working day)

Secure Your Vehicle

Pay a £100 deposit to reserve your vehicle while we prepare it, any balance of deposit will be due the day of delivery

Vehicle Preparation

Your vehicle will be serviced, receive a new MOT, and undergo a 100-point inspection.

Free UK Delivery

We offer a FREE UK delivery service, turnaround from deposit to delivery is usually around 7 days.

Stay Supported

Enjoy 12 months AA Breakdown cover and 3 months warranty free of charge (extended warranties available)

APPLICATION FORM

Get started now – click the link to apply today, fast, simple application form.

STANDARD EQUIPMENT

AUDIO AND COMMUNICATIONS

Engine Size
2998 cc
Top Speed
155 mph
0-62mph
5 sec
Power
322 bhp

19in Alloy Wheels - M Double Spoke Style 704M - Bi-Colour Orbit Grey
Dakota Leather - Black with Black Interior
Estoril Blue
Exterior Mirrors - Electrically Folding with Anti Dazzle
High-Beam Assistant
Interior Trim - Aluminium Carbon Trim Finishers with Pearl Chrome Highlight
Loudspeaker System - Harman Kardon
M Seat Belts
M Sport Braking System
M Sport Plus Package
Sun Protection Glazing

Access to BMW Connected Plus (12 Month Subscription From New)
12V Power Socket in Front Centre Console and Passenger Footwell
BMW ConnectedDrive Online Services
BMW Emergency Call
BMW Professional Radio with Single CD Player - with MP3 Playback Compatibility
BMW TeleServices
Bluetooth Hands-Free Facility with USB Audio Interface and Audio Streaming
DAB Digital Radio
Full Black Panel Display
Media Package - BMW Professional
Remote Services
Real Time Traffic Information
Shark Fin

DRIVERS ASSISTANCE

Tyre Pressure Monitor with a Three-Level Warning Strategy
iDrive Controller - 8 Favourite Buttons
OBC - On-Board Computer
Oil Sensor For Level and Grade - Warning by Check Control System
Optimum Shift Indicator
PDC - Park Distance Control - Front and Rear
Condition Based Service
Cruise Control with Brake Function
Brake Pad Wear Indicator - Front and Rear

EXTERIOR

18in Alloy Wheels - M Double Spoke - 400M
Air Breather - Black High Gloss
Electric Windows - Front with Open-Close Fingertip Control - Anti-Trap Facility and Comfort Closing Function
Exhaust Tailpipes - Dual Left - with Chrome Finisher
Direction Indicator - Side Repeaters - Integrated in Exterior Mirrors
Direction Indicator Lenses - LED
Run Flat Tyres
Model Designation
M Sport Package
M Aerodynamic Bodystyling
Exterior Mirrors - Heated - Electrically Adjustable
Exterior Parts in Body Colour
Exterior Trim - High-Gloss Shadowline
Heat Protection Glazing with Green Tint
Kidney Grille - Chrome with Extra Wide Black - High Gloss Vertical Slats
Windscreen with Grey Shade Band
Tyres - Reduced Rolling Resistance
Windscreen Washer Jets - Heated
Side Exterior M Designation Badges

INTERIOR

Central Locking Switch - Doors - Fuel Filler Cap - Luggage Compartment
Centre Armrest For Rear Seats - Include Two Cup Holders
Centre Console - Panel Highlight in Chrome
Cup Holders - Two in Front with Sliding Lid
Door Sill Finishers - M Designation
Extended Lighting
Air Conditioning - Automatic with Two-Zone Control
Air Conditioning and Radio Control Panel in High Gloss Black
Ambient Lighting - Switchable BMW Classic Orange - Cold White - LED
Armrest - Front - Folding with Storage Compartment
Bottle Holders Integrated into Door Trim Storage Compartments - Front - Up to 1 litre
Instrument Cluster
Integrated Rear Seat Headrests - Two
Interior Lighting - Front Centre Over Interior Mirror with Soft-Light and Rear Centre
Interior Trim - Aluminium Hexagon Trim Finishers with Estoril Blue Matt Highlight
Luggage Compartment - Lashing Eyes
Luggage Compartment - Light
Glove Compartment
Glove Compartment - Opener with Chrome Trim
Handbrake Lever - Gear Knob in Leather
Headlining - Anthracite
M Sport Instrument Cluster
M Sport Multi-Function Leather Steering Wheel - Three-Spoke
Floor Mats - Velour
Non Smoker Package
Seat Adjustment - Front Electric with Driver Memory
Personal Profile
Rain Sensor with Automatic Headlight Activation
Toolkit Located in Luggage Compartment
Twin Horns
Sport Seats - Front
Start-Stop Button with Comfort Go Keyless Engine Start and Auto Start-Stop Deactivation Button
Steering Column with Manual Reach and Rake Adjustment
Storage Compartment in Rear Centre Console
Sun Visors with Vanity Mirrors and Ticket Holder
Side Armrests - Front and Rear Integrated into Door Trim
Seat Heating for Driver and Front Passenger
Seatbelt Handover for Driver and Front Passenger - Automatic
Seats - 60-40 Split Folding Rear
Windscreen Wipers - Two-Speed with Adjustable Intervals
Welcome Light

ILLUMINATION

LED Front Foglights
LED Headlights
LED Taillights with New 3D L-Shaped LED Light Design
Lights-On Warning by Audio Warning Signal When Ignition is Switched Off
High Level Third Brake Light
Check Control Warning System for Monitoring of Lights and Door-Luggage Compartment Open Warning

PERFORMANCE

Servotronic Steering
Rear Suspension - Five-Link
Suspension - Front Aluminium
M Sport Suspension
EPS - Electric Power Steering

SAFETY AND SECURITY

Seat Belt Security Check for Driver
First Aid Kit and Warning Triangle
Bumper System Front and Rear - Replaceable Deformation Elements for Impacts Up to 9mph
Battery Safety Cut Off
Airbags
Alarm System - Thatcham 1 with Remote Control and Engine Immobiliser
DSC - Dynamic Stability Control Plus
Dynamic Brake Lights
Crash Sensor
Child Seat ISOFIX Attachment - Rear with Passenger Airbag Deactivation
Three-Point Seat Belts - All Seats
Side Impact Protection
Remote Control with Integrated Key with Insert in Blue
Visible VIN

The vehicle specifications displayed on the website are supplied by a third party. Whilst every effort is made to verify and ensure the accuracy of the data, the information should only be used as a guide. Due to the nature of the vehicle having been previously owned it may have potentially had changes from the original manufactures specification. E. & O.E.

APPLICATION FORM